City: Des Moines | Found 1346 reviews / complaints

Wells Fargo Financial National Bank
Mattress Discounter's finance Changed my payment by one cent to charge a late fee

When I purchased a mattress from Mattress Discounter's they financed me through Wells Fargo Financial National Bank with what they described and shows on my statement a no interest with equal payments (NO INT W/EQUAL PYMT). I have been paying $58.19 since 2008, I make the payments through my bank and have set it to pay until the end of the loan. I only have 5 payments to go and sometime late last year they raised my payment to 58.20 and started charging me late fees. My fault is that I didn't...
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Proactiv.com
Guthy-Renker LLC operator of the proactiv.com cheat on custome

This is a long problem with proactiv.com or Guthy-Renker LLC. I ordered a $99 purchase gift for a friend and then proactiv.com continued to charge me for another 3-month supply order three months after my first order using my Master card on my account with them. I talked to my credit card to get my money back, but I never got my money back. Guthy-Renker LLC or proactiv.com send my name to a collection agent. Guthy-Renker should go after my friend for the money and not me. Because I used my dad...
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Cyndi Crawford Meaningful Beauty
Fraudulent Billing, Collection Agency, Blemish on Credit Report

In November of 2010 I saw an infomercial on tv about Cyndi Crawford Meaningful Beauty clensing line, I ordered it and made my first installment over the phone and then 3 additional payments until it was paid, in December of 2011 after using the product I did not like it as my skin is very sensitive, I called Meaningful Beauty toll free number and said that I wanted to cancel did not like the product, I made my payments and paid for the shipment in full, there was a 60 day money back guarantee...
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Wells Fargo
Ignored us and Deceived us

Like many others we hit a hard patch in February when my husband was out of work due to an injury. We had never missed our mortgage or never been late before this. We immediatley contacted the mortgage company who at first were unwilling to help us. Following telling them we could not make that months payment they eventually agreed to a forebearance for three months lowering our payment by 150 dollars a month. We were told we could not pay the following months payment because the plan would not...
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ASC - Americas Servicing Company
Violation of HAMP law

ASC lingered for 2 1/2 years on making a decission on my loan modifcation. They claim that we (attorney and I) kept on extending the foreclousre date. the only reason why is because they kept on asking for more information and fiancial statement at the last minute, requiring us limited time to submit it. I spet $10,000 on lawyers fees and want to be reimbursed for that all of what I went thru. The last letter I got from Sean Meirer, Executive Mortagage Specialist of Executive Complaints he said...
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Wells Fargo Home Mortgage
Payment Forbearance Is A Joke and a Rip-OFF!!!!!

Hello everyone, My wife and I were dealing with a rough patch financially and with so many people struggling to keep their homes and not be foreclosed on, we decided to contact our mortgage company, Wells Fargo, to see if there was anything we could do to adjust our payments so that we would not be past due on any of our mortgage bills. The lady we spoke to, took down our monthly income and expenses and told us that they could set us up for a temporary three month forbearance which was a...
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Wellsfargo
Americas servicing company{asc] denied sewveral times for loan modification exceess paperwork for different options

My husband and I are writing this letter to keep our home. We are pass due on our paymnets due to a fraud modification, which was advertised on TV stating "Obama's Plan," which led us to go with them because we needed help desperately. They took 3000 dollars from us, only to have our mortgage lowered 100 dollars. This is our first home and we have lived here for 13 years. After they ripped us off, we were behind in the rears. Our last choice was to contact our mortgage, which is American...
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Bottom Line Books
Board Room Classics Double Billing

On 10/18/10 Bottom Line Yearbook was shipped & recieved by me. When I recieved the book NO invoice/packing list was included therein. On 11/15/10 I paid $15.00 thru my bank system of direct payment on 12/13/10 I paid $16.90 thru my bank system of direct payment. Siince then I have recieved several invoices stating that I owe $16.90, the last one so far on2/5/11. The book sold for $31.90. I sought many way to try to contact the Company(which I assumed was Large) only to run up a stone wall-...
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Wells Fargo Home Mortgage
Hidden mortgage insurance

After more than 2 years of applying with Wells Fargo Home Mortgage, the servicers on our home mortgage, for a home loan modification, and being denied, we have fallen behind on our payments and are facing foreclosure. In our first attempt to apply for the modification under HAMP we asked who owned our mortgage and were told the mortgage had been sold to a private investor and that information was confidental and we had no right to that information. When our credit score starting dropping due to...
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Wells Fargo Home Mortgage
Mortgage Fraud: Tricking Homeowners into Foreclosure for Profit

My husband and I have been battling with Wells Fargo for some time now. I will try my best to summarize the events. Approx. 3 yrs. ago we were behind by only one payment. We called Wells Fargo to let them know our plans to get money from our retirement fund and bring the loan current. They very nicely advised us not to do that. They explained to us how we could Modify our loan. They explained the benefits of not having refinance fees as you would if you refinanced. They advised us that to be...
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Wells fargo
Unhelpful, keep raising your mortgage after agreement

hi i am from staten island and having a problem with wells fargo hm, if anyone can help please let me know i started my mortgage 4 yrs ago in a 10yr io at 6.7% paying 2500 a month!! two years ago i refinanced with wells fargo to get in a fixed rate at a lower interest rate 6 % so the broker told me my new monthly payments would be the same 2500 so i did it, thats wen all the trouble started now 2 yrs later my monthly payments are 3000 a month and this is the reason wells fargo requires flood...
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Wells fargo home mortgage
Borrower Counseling Program is a Scam

The Wells Fargo Borrower Couseling Program was offered to me when I was behind by a partial payment for one month on my mortgage. Multiple and identical letters were received. Basically they want you to FAX all of your financial info to them regarding expenses and income. They lead you to believe that you will be considered for a mortgage modification. What you end up with is a never ending revolving circle where no one at the bank will help at all. Once they receive your info they say that...
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Consumer Saftey Tech (Jeremy)
Intoxilock UNDELIVERED UNIT, RUDE CUSTOMER SERVICE, HUNG UP ON, CONSTANT TRANSFERRED!!

CST has the worst customer service ever. I was supposed to receive a new machine in the mail however I never received it. Now my car will not start so I could not drive to work! I immediately called CST and explained the situation only to be told I need to check with my neighbors to see if they have my delivery. Once we got past that I was then informed I would need to call back to speak with someone else but that person would not be in until another hour. I called back after a little over an...
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Bottom Line Books
Book that I never ordered, now they want money

I received an unsolicited book from Bottom Line Books. I then went online to usaconsumercomplaints.com and found numerous others had been snookered the same way. Some of them sent the book back and are still being threatened with collection agencies and are receiving threatening letters from these scammers. They never say what happens if they do nothing. Do the bill collectors turn you in to the credit agencies? I have no intention of furthering their scheme by paying the blackmail, but,...
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Joe Kieler/Keiler
ILLEGAL SEARCH AND SEIZURE

Joe Kieler lied to the Cityof Des Moines and to the city attorney who bought his lies causing embarrassment to Judge and City Attorney Bergman. Joe claimed wrongly that I was using a gas stove to heat my condo,a city code violation,when I do not have a gas stove or even a gas meter to my condo and never have had any gas appliance. Joe has never been in my condo. A warrant served by four men including a locksmith entered my home to find...1. I have heat 2.I do not have a gas stove. Joe has a gas...
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Prg of des moines iowa
Tood smith design smith design shoppe llc prg llc company or persons of ownership of one or both companies have still not paid for many bounced checks and unpaid labor expences for contractors

this is another one of todd steins projects of screwing people out of money im sure he is probly a great guy personally except he apparently cant still pay any bills he has asked to hire my company again but with the track record of companies he has worked with and the past due balances that design SMITH owes me i cant see any reason why anyone would work with him or anyone he associates with they get as much work as they can done and when they think they are about to run out of money they file...
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Wells Fargo
Wells Fargo Credit Services Credit Defense Signup Fraud

I noticed "Credit Defense" on my statement, and called up Wells Fargo to investigate. They claim that I signed up during my re-enrollment. I am very aware of what this type of scam is, and would never in a million years sign up. They claim to have proof, we will have to see about that. They were very unsympathic, and refused to remove the past charges. I am going through channels, but it looks like a long fight. If any one has any advice, please let me know, it will be greatly appreciated....
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Wells Fargo HOme Mortgage
Ripoff ARTISTS!!!!

After coming to this site, I've discovered that I'm not the only one dealing with scams of Wells Fargo Home Mortgage... I had fallen one house payment behind and began receiving letters from Wells Fargo about Obama's "Home Loan Modification Program." When I called to inquire about the details, the guy took all my financial information and only explained that I was eligible and my house payments would fall from $536 to $409 for 4 months of a "trial period." Then they would know if I was eligible...
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Neiman, Stone & McCormick, PC
L & S Financial, LP Sued without having right to sue or cause to sue

Curtis McCormick served notice in October of 2009 his law firm (Neiman, Stone & McCormick, PC) was going to sue my wife for a credit card debt. This debt was apparently purchased by a scavenger debt collector, L & S Financial LC, an Iowa corporation. (Owned by McCormick's brother, however, this corporation is, to the best of my knowledge, NOT licensed to collect debts in the State of Iowa.) Several problems existed with this debt. First, and most importantly, it wasn't my wife's, but...
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