My wife checked our joint account yesterday to complain about my spending. I rushed to our bank to make sure we didn't get an NSF charge. I checked the account today and noticed a charge for $9.15 to a Carexpoint. I called the number, and a rude woman with an asian accent answered. The sound was kind of muffled, like she just woke up. She said a refund would be issued in 3 days (we'll see). I cancelled my debit card, but I don't even know how they got my information.