They sell ur info to others and then they take money from you! This is not a loan, this is a scam. The first time i called the (Inappropriate Content Removed)was rude and kept trying to talk over me. After that nobody ever answered the phone. These people make me sick! Dont try this....no matter how bad you think you need money. They are worthless! If you did apply....call ur bank as soon as possible and get ur account number changed, it only takes about 20 min.