First Convenience Bank
Unbelievable way to do business!!!
It has to say something about a company when there are this many compalints about a company regarding similar situations. This bank has no business ethics. They charge overdraft fees for pending transactions. Not only that but apparently they go by what they see in their system and not what my online bank says. The money in my account is mine until the merchant claims it. That means if it takes 3 days for Target to claim their money, then I have not overdrafted unless that money is not there when they go to claim it. I don't have a problem managing my money. A mojority of this country lives pay check to paycheck and not everyone can afford to have a cushion for odd situations. They also charge a denial fee if your card is declined. I used my card at the gas station and it was denied because I didn't have $100 for the company to "hold". However there was enough money in the account to buy my gas. This is the worst experience I have ever had with a bank. I have been with Chase, Wells Fargo, Capital one, and a couple of credit unions. This is a horrible way to do business. They sure do screw their customers. My reccomendation......BEWARE!!! First convenience has a HUGE SCAM going on!!!!