Streamate.com is a classic example of a merchant preforming skimming credit card fraud on their customers, or innocent email accounts who never visited their sites. Skimming - "the theft of credit card information used in an otherwise legitimate transaction. It is typically an "inside job" by a dishonest employee of a legitimate merchant" (Wikipedia). In this case however the merchant as well is not legitimate. The basic summary of the below report is this, a person will message you via Instant message on either yahoo, or hotmail domain to your personal instant messenger screen name in attempts to get you to video talk to you, but they only can be seen on an adult webcam service and they will provide their own card information so that they may talk to you, you stud or sexy gal. A month later you will receive an email from Streamate.com trying to collect on a card discrepancy which they also threaten a legal investigation of you, to charge with credit card fraud and identiy theft. However to avoid this you may send a cashiers check of the amount allotted to their P.O. Box. It really is a elaborate scam, either by A)providing credit card information of their own clients for others to use and bill on, or a stolen credit card and identity to attempt to get a third party to use for the Merchant company "Streamate.com" B) using an accepted credit card information in their system to which to scam the person to simply send in the cashiers check or C) dipping into both jars the owner of the credit card and the person they promotion ally offered it to.