THE MTG originator LYING to my face when I had no info in front of me. This was 11/15/11 @ 10am @ the Citizens bank in Marshfield. A lying wench, the mtg originator, told me Citizens had no fixed 10yr mtg. THEY had reified me 16 months earlier and still wanted full assessment/refi- fees of 1400, then she backed it down to 1200. I'm hoping to attain my mtg away from these lying thieves.