Complaint information
  • Author: K Colorado
  • Date: 11.15.2011
  • 0
 (Votes #: 0)

Ramond Kelly - Complaints / Reviews / Scam Reports
Pay Day Loan Scam

This is a Complaint / Review about Ramond Kelly.


Been receiving harassing phone calls from these #'s

806-496-2636 (Mac White or Raymond Kelly) and 281-385-8228 (David Martin). They speak with a very heavy Indian/Mid-Eastern accent.

I received a call at my place of employment today from this Mac White. He claimed to be from some law enforcement agency who say they are filing a law suite against my SS#. BTW never did get the name of this agency, He says myself or my "acting attorney of record" must commit immediately to paying a debt they are trying to collect, or legal action against me will follow. They wish me good luck for what is about to unfold upon me. After speaking to Mac White briefly, I found out that according to this "law enforcement agency", I owe $526. for an on line pay day loan, which I applied for back on 7/19/11, with CASH NET USA. I asked for a # for CNUSA to verify this information before committing to any type of payment arrangement.

When I got home I called the # they gave me for CNUSA (607-595-1743), and spoke to a Jack Scott, which I discovered, is a part of this circle of scammers as well. I asked Jack to email me a statement for this CNUSA account right now to prove they are legit in collecting this debt for CNUSA. He tells me he can't right now. I asked why if you work for CNUSA? He said he could email this statement first thing tomorrow morning. Jack doesn't work for CNUSA. RED FLAG! They also claim that they've sent several emails to me regarding this. I asked, what was the subject line and the date of the latest email they sent. 10/10/11 was most current email and the subject line was LOAN REPAYMENT OF PAYDAY LOAN. I watch my email/junk email daily. NEVER received this or any other email of this type.

Moving on, I then called to speak to Mac Whites

supervisor, who turns out to be this Raymond Kelly.

When discussing the case with Raymond, I told him I will not give any banking or cc info over the phone. That I didn't feel comfortable doing this. He said they can't set up ACH or CC payments anyway, that they want me to pay using a money gram via Western Union. Hmmmm...RED FLAG!! Standard business practice in working with a debt collector is to set up ACH payments through your checking account. Been there...done this.

Our conversation then became very heated because I asked for a statement/proof from them and CNUSA prior to committing to anything. I told him that I believe this is scam. He "demanded" that I commit to some type of payment to them today or they will continue to call me at my work place and my home. Thus harassment.

THEN I said, I made an appointment with my "acting attorney of record" (like they advised) and we will be calling you back "together" to discuss this issue. Raymond then started yelling at me and said he didn't care if I got my attorney involved! WHAT? That's what they advised me to do at the start!

I informed him a second time that I know this is a scam and I'm filing a written complaint with my local police dept. He then got really angry and threatened to continue the non-stop calls to my place of employment and my home until I committed to their demands. He hung up the phone on me. Another RED FLAG!!

Other reasons why I KNOW this is a scam:

CNUSA's "toll free" phone number is 888-801-9075. I have done business with CNUSA in the past. I called them to verify that I do not have an outstanding balance with them.

BTW...CNUSA is on my safe senders email list. The emails Jack refer to never came from CNUSA. Yes, I did apply for an on line payday loan with Cash Net USA on 7/19/11. I didn't follow through with it and deleted the information. NEVER received the cash loan.

The way these people talk to you has raised several red flags. People who are trying to collect a debt work with their clients and don't yell over the phone. They don't get angry when informing them that your family lawyer will be involved. A legit debt collector wouldn't hang up the phone on you when trying settle a debt. They wouldn't threaten to call your place of employment every hour until you commit to a settlement. Debt collectors have respect for their clients privacy as well.

The behavior of these people does not fall into the standard business practices of a legit debt collector.

I believe that these people hack into these websites to get your information. They target victims like myself and try to get you to give them money you never owed in the first place. They need to be stopped.

I did file a report with my local police this evening. I also intend to file a notice with the Compliance Dept at CASH NET USA, which they advised me to do.

Thank You for reading of this Complaint / Review. For viewing of other complaints, reviews or scam reports about Ramond Kelly, press here.
Complaint author: K Colorado

Offender: Ramond Kelly

Country: USA
State: All USA

Category: Business & Finance

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