Complaint information
  • Author: Tony
  • Date: 01.15.2009
  • 0
 (Votes #: 0)
01.15.2009

Fifth Third Bank
Overcharged

This is a Complaint / Review about Fifth Third Bank.


These Criminals a.k.a Thieves took over my bank -- First Charter -- sometime last year and have since raided my account for over $600.00 in Overdraft and Daily Overdraft Fees. Their daily overdraft fees are $6.00 per day including Holidays, Saturdays and Sundays when if you did make a deposit, you do not get credit for it until maybe Tuesday if Monday is not a holiday.

Their computer system is set to steal from you in that it if you do make a deposit on the same day that a debit is coming through, guess which one will post first? When your account slips into the red, it's raiding time!

Their policy is to send you a notice via snail mail (As opposed to email) and you better read it quick fast and in a hurry as they are poised to begin ripping you off of your hard-earned money!

They also know that once your account goes into the red with one transaction there are other transactions that typically follow making it more difficult to bring your account back into the black. Adding insult to injury is their Daily Overdraft Fee, which I have never heard of until they took over my bank.

Their excuse and justification of ripping me off is that I should change banks which means that I will no longer have the right to contact them to complain about their predatory practices and it also means that they will get to keep the more than $600.00 they have stolen from my account in just over a month's time.

I researched the Uniform Commercial Code of North Carolina, however, did not find any law that allows them to charge a Daily Overdraft Fee. I posed this question to 5/3's legal department and have yet to receive a response.

They insist that I agreed to this fee, however, have yet to produce a document that bears my signature. The moral of the story is that before opening an account with any financial institution -- especially the fortune 500 ones -- you should do a quick search for the term 'Fees' on their website. These crooks are worst than street drug dealers and bank robbers who in my opinion have a higher sense of morality. It is no wonder that they are having such tough times these days. What goes around comes around!

People should start keeping their money in a hole in the ground like our 'smart' ancestors! That way if they try and steal it from there, you have every right to put a bullet between their eyes!


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Complaint author: Tony

Offender: Fifth Third Bank

Country: USA
State: Ohio
City: Cincinnati
Site: 53.com

Category: Business & Finance

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