Complaint information
  • Author: Helen
  • Date: 01.3.2009
  • 0
 (Votes #: 0)

Fifth Third Bank

This is a Complaint / Review about Fifth Third Bank.

Fifth Third is the only bank I've ever had that purposefully enters checks/debits prior to deposit/credit postings that arrive on the same day just so that they can charge their ridiculous overdraft fees. If you have 5 deposits that post on the 1st of the month, you can be assured that any check/debit that gets to the bank on the 1st will post before ANY of the deposits regardless of when they arrive.

In addition, any non-cash deposits are at risk of being 'held' just long enough to cause additional overdraft fees.

Their website offers you a useless 'Daily Balance' that means nothing. It can be positive and items can still bounce because the 'daily balance' does not necessarily have, what they consider, cleared funds. Your daily balance and available balances can be positive, yet you can be charged NSF fees if a check for a lesser amount hits that day. Everything they do is slanted to put you at a disadvantage and provide situations which allow them to take money from you.

Lastly, an account created on the Internet can only be closed by visiting a branch, unless you do what I did which is zero out the account and just let it sit there until they decide to close it for you. Worst banking experience of my life and if you like being robbed, hurry up and open an account there. If it wasn't for the innocent people that would lose their jobs, I would wish that this bank failed tomorrow.

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Complaint author: Helen

Offender: Fifth Third Bank

Country: USA
State: Illinois
City: Chicago

Category: Business & Finance

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