Complaint information
  • Author: Crbfile
  • Date: 02.18.2008
  • 0
 (Votes #: 0)

FIA Card Services - Bank Of America - Complaints / Reviews / Scam Reports
Seeking punative damages - credit cheaters

This is a Complaint / Review about FIA Card Services - Bank Of America.

should I be seeking punitive damages?

FIA Card Services dba Bank of America credit cards enticed me with a 4.9% balance transfer rate until August 2008.

I've had a credit card with BoA for many years. On January 19, 2006 I set up a recurring payment, the payment time is automatically scheduled by them.

After I transferred balances and closed other credit cards, presto, my payment is late. BUT my payment is schedule BY THEM! they scheduled my payment one-day late, then popped me with a $39 late fee and jacked my interest rate to plus 10%.

I called them once, they said they're sorry and refunded my late fee. I said, what about the interest rate? "oh, I'll transfer you to a manager..." which as you expect, she hung up on me.

I called them just today, told them the story....I asked for the intro rate as a punitive measure until the end of 2009. They said no, and re-instated my rate until August 2008.

I think they're wrong, they're bad, and they should be exposed and punished.

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Complaint author: Crbfile

Offender: FIA Card Services - Bank Of America

Country: USA
State: Delaware
City: Willmington

Category: Business & Finance

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